JPMorgan Chase Underwriter II - Chase Auto - Wheaton, IL in Wheaton, Illinois
As an Underwriter II, you will review credit applications and render appropriate credit decisions within credit policy requirements and in compliance with all regulations. You will decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applicants processed, and quality of application decisions. You will structure decisions to maximize profit and enhance dealer relationships. You will meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics. You will coordinate with indirect Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort. You will also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you will provide prompt, accurate responses to all internal and external customer inquiries.
Selected candidate must be available to work shifts within the department's operational hours, depending on business needs, which will include rotating Saturdays. Currently the department's hours are: 8:00 AM - 8:00 PM, Monday-Friday and Saturday 8:00 AM 7:00 PM.
Three to five years of underwriting experience required; with Auto Finance underwriting experience strongly desired.
Excellent verbal and written communication skills
Strong problem solving, organizational, negotiation, and interpersonal skills
Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
A comprehensive knowledge of indirect loan and lease programs, bank products and services
PC experience with a good working knowledge of common application software
Results-oriented with a high level of personal initiative
Sub-prime lending experience is preferred
Experience reviewing credit bureau reports preferred
Prior sales experience preferred
JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.