JPMorgan Chase CCB Risk- Card Services - Strategic Analytics- Credit Authorizations- Associate in Wilmington, Delaware

JP Morgan Chase

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at .

Our Firmwide Risk Function

Our Firmwide Risk function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

About CCB Risk Management:

Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others.

Chase Consumer & Community Banking serves nearly 66 million consumers and 4 million small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Chase is the No. 1 credit card issuer in the U.S. (based on outstandings), with 63 million credit cards in circulation. Risk management in Card is a critical functional to control the risk and contribute to revenue generation. Card acquisition risk is a strategic group with innovative initiatives to shape the new acquisition and contribute to the bottom line.

As an Associate in Authorizations Risk within Chase Card Services, you will be responsible for assessing and recommending changes to Overlimit and Delinquent Authorizations strategies, policies and controls. Ensure that the strategies drive strong financial performance, while maintaining strong risk controls. Regularly meet with leaders and team members in Risk Management, Finance, Fraud and Business to drive business forward.

Specifically, the Associate will:

· Develop and maintain key Authorizations Risk Strategies by conducting complex analysis to segment data and isolate risk using analytical techniques such as clustering and decision trees, and leveraging both internal and external credit data

· Work collaboratively with Fraud, Finance, IT and other risk functions to ensure successful implementation of new strategies

· Monitor the performance of existing strategies leveraging internal MIS reports, external macro-economic trends and industry benchmarks.

· Demonstrate strong strategic thinking, operational excellence leadership and control oriented mentality.

  • Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) is required; advanced degree is preferred

  • 3+ years of analytical experience in financial services industry, preferably credit cards.

  • Strong analytical, interpretive and problem solving skills with the ability to develop common sense solutions to complex business challenges

  • Strong P&L knowledge and understanding of drivers of profitability

  • Proven ability to influence and drive results thorough effective thought leadership and teamwork

  • Strong knowledge of SAS, SQL and MS Office required

JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.